Personal Insurance for Individuals & Families

Personal insurance products are designed for individuals or families.

Our products include:

Homeowners Insurance

Auto Insurance

Valuables & Collectibles


Umbrella Policy

Robert Powers Insurance has expertise in unique coverages, such as:

  • Vacant property insurance
  • Rental property insurance
  • Inexperienced driver insurance
  • Flood insurance
  • Wedding insurance

As an independent agent, we represent numerous personal insurance companies offering a variety of coverage and price options.

Auto Insurance
If you own a car, auto insurance is not just an option—it is a legal necessity. And you wouldn’t want it any other way. If you are involved in an accident or have your car stolen, owning the right kind of auto insurance can help ease a difficult situation.

Auto insurance is a contract between you and the insurance company. As long as you pay your premium, the insurance company agrees to provide you and others with the benefits to which you are entitled based on the coverage definitions and limits of your policy.

On April 1, 2008, Massachusetts entered a new era in auto insurance. Insurance companies can now file independent pricing plans with the Massachusetts Department of Insurance. As an insurance buyer, you are faced with the task of making coverage decisions, and finding the most competitive price.

Additional Information
For additional auto insurance information from the Massachusetts Division of Insurance, click here.

We listen. 

We take the time to understand your individual and family needs.

We help you find the coverage you need at a price you can afford.

Combining your auto and homeowner coverage could save you as much as 20%.

Expensive Gifts are Always Welcome!
Does your policy need updating to ensure that items like:

  • jewelry
  • golf clubs
  • computers
  • or electronic equipment are adequately covered?

Do you have questions about how much coverage your valuables require?

We have answers. Contact us.


Need to make a policy change? We're here to answer your questions.